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About Us

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T. Jay Jones

T. Jay Jones has served clients as a financial advisor for more than 30 years. He began his career with Edward Jones in 1986 opening the firm's Ashland, WI office in 1987. During this time, he served as a financial advisor for small businesses and individual investors in the Chequamegon Bay area and various other states in the U.S. He holds a Bachelor of Science degree in business administration from Valley City State University, completed the CFP Professional Education Program at the College for Financial Planning, and served in the Army National Guard in North Dakota and Wisconsin.  He obtained a CERTIFIED FINANCIAL PLANNER™ certification from the Certified Financial Planner Board of Standards in 1998. Currently he owns Ringenberg Financial Group and is a Registered Representative with United Planners Financial Services.

Active in his local community, T. Jay was part of the group that founded the Chequamegon Bay Habitat for Humanity, has served on numerous local boards and committees, as well as volunteered for various community activities.  T. Jay enjoys reading, woodworking, motorcycling, fishing, snowshoeing, and living life.
 
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Marsha Franzel

Financial Paraplanner Qualified Professionalâ„¢

Marsha has over fifteen years of experience in the financial services industry providing client service and performing administrative office management. She graduated from Wisconsin Indianhead Technical College - Ashland in 2001 where she earned her Associate of Applied Science degree in the Administrative Assistant program. She also earned a certificate in Supervisory Leadership after graduation. She began her career at Edward Jones in 2001 as an Office Assistant, was promoted to Branch Office Administrator and Senior Branch Office Administrator prior to joining the Ringenberg Financial Group in 2012.

Marsha resides in Ashland with her husband Russell. She enjoys reading, spending time with family and searching for antiques - especially vintage costume jewelry. She also enjoys a variety of outdoor activities such as hunting, fishing, running and riding her Harley Davidson motorcycle every chance she gets.

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Julie M. Stipetich

Client Service Administrator

Julie, the oldest of five children, grew up on a dairy farm north of Rice Lake, WI. She attended the University of Wisconsin-Superior where she earned a Bachelor of Science Degree in biology and chemistry, for secondary education, and further certification in secondary mathematics. Her 15-year career in education began at Our Lady of the Lake Catholic School in Ashland, WI.  She also taught mathematics at Ashland High School.  Her work as a Branch Office Administrator, with Edward Jones, began in 2007. Julie was promoted to Senior Branch Office Administrator prior to joining Ringenberg Financial Group in 2012.

Julie and her husband, Steve, were married in 1980. They have three adult children.  Steve and Julie reside on a hobby farm in rural Ashland where they enjoy country life.  They are actively involved in their faith community as lay ministers and both serve on the parish council.  Julie is a board member, and secretary, of The Brick Ministries – a faith based, nonprofit, organization serving low income residents of Ashland and Bayfield Counties. Julie also enjoys gardening, reading, cooking, outdoor activities, and, most importantly, being a grandmother and spending time with family.

 

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  •   1000 Lakeshore Drive West, Ashland, WI 54806
  •   715-682-3430
  •   info@ringenbergfg.com

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Ringenberg Financial Group and United Planners Financial Services are independent companies.

*T. Jay Jones & Stephanie Eder are Registered Representatives offering securities and advisory services through United Planners Financial Services, a Limited Partnership, Member FINRA, SIPC.

This communication is strictly intended for individuals residing in the following states: AZ, CA, FL, GA, IL, MI, MN, ND, NY, OR and WI.  No offers maybe made or accepted from any resident outside the specific state(s) referenced.

A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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